Founded by ex-Googlers, Upstart is an online lending platform that goes beyond the FICO score to finance people based on signals of their potential, including schools attended, area of study, academic performance, and work history. Their proprietary underwriting model identifies high-quality borrowers despite limited credit and employment experience.
@Upstart is a lending platform that uses AI to go beyond traditional credit evaluation to determine a consumer’s credit risk. The technology factors in educational background and employment history — info not reflected in a credit score. Read more: bit.ly/2J3pytt Retweeted by Upstart | Personal Loans