SoFi is a leader in marketplace lending and the largest provider of student loan refinancing, with over $3 billion dollars in loans issued.  The Company is transforming financial services for high achieving professionals with student loan refinancing, mortgages, mortgage refinancing, and personal loans.  Unlike traditional lenders, their proprietary underwriting approach takes into account merit and employment history to offer unique credit products members will not find elsewhere. They offer individual and institutional investors the ability to create positive social  impact on the communities they care about while earning compelling rates of return.

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    @keito107 While SoFi is not a bank, we do have Money Agents that are available to speak with to assist you with any questions or concerns you may have. We do also offer No account fees, unlimited ATM fees reimbursed, FDIC insurance and our SoFi Member benefits.

    @rcam17 There is no catch Ryan. You work hard for your money. SoFi Money earns 2.25% APY, there are no fees and no ATM fees. For more information please see this and many other frequently asked questions at

    @StevensonCanyon If your balance exceeds $245k at one partner bank, SoFi Money™ will automatically begin allocating deposits to a second program bank; each individual account is covered by the FDIC. This is to ensure your entire deposit is protected up to the $1.5mm limit we advertise.

    @eveninggluvna So glad to have you as part of the SoFi Money community!

    @ecoemo We do understand that not having full access to your SoFi Money account could be frustrating. If your account has been affected, please know that our Securities Team is working diligently and will provide you with an outcome within 7-10 business days.

    @CCoffeeCap We want to make sure that we ware providing you with the best answer to your questions. Could you please provide us with some additional information so that we may assist you further. Are you referring to the time in which your funds may be available or transaction limits?

    Who are these 15%?! 🤷

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    @Lisat28593246 We would be nervous about a bank called Sci-fi too. 😬

    @cxmi15 🤣🤣 We don't hate, we celebrate!